Tuesday, September 19, 2023The foundation of a home is one of the most essential structures. All homes settle over time, especially if they are newer. When this happens, it can create cracks in the foundation. This can be costly to repair. The damage may have home insurance coverage, but various factors play a role in whether this is the case. READ MORE >>
Friday, December 9, 2022It goes without saying that as homes increase in value, so do the risks that owners face. High value homes may necessitate higher insurance levels because of their considerable costs. High value home insurance usually covers homes that have values higher than $750,000. Why do high value homes need high value insurance? READ MORE >>
Wednesday, November 9, 2022Should you ever have to make a homeowners insurance claim, a home inventory list will greatly speed up the process. Homes contain an enormous collection of personal belongings, as you may have appreciated when boxing them during a move. Imagine trying to create such a list from memory. Very few people could do it. READ MORE >>
Tuesday, February 1, 2022A high-value home is typically more costly than an average home. Whether it’s a historic property, a condo or luxury apartment, a house of architectural importance, a home with unique features, or rare or expensive materials, you want to ensure you have sufficient insurance protection for your valuable investment. READ MORE >>
Tuesday, January 11, 2022You’ve lost your wedding ring. Perhaps you’ve lost an important piece of art. When something of value goes missing, you may initially feel like there is nothing you can do about it. However, there generally is. Many times, your home insurance is there to help provide for the losses you face from lost or damaged property. READ MORE >>
Friday, April 30, 2021High value home insurance is home insurance that covers homes with a value of $750,000 or higher. If your home is valued at this amount, a basic home insurance policy may not cover all of your needs. This is because home insurance policies have set limits when it comes to coverage which may not cover the increased value and risk of your home. READ MORE >>
Tuesday, March 9, 2021 Home insurance is imperative to have in case you ever need to repair or rebuild your home following a damaging event. In fact, you will often find that significant repair costs might far exceed the cost to rebuild the property entirely, in certain cases. READ MORE >>
Thursday, August 27, 2020 Your home should be a safe environment. However, even the smallest problems could lead to injuries or property damage. It might force you to make a claim on your homeowners insurance. Or, third parties might even have grounds to file a liability claim on your home insurance. READ MORE >>
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