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Diamond Insurance Group Blog: insurance

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A severe weather event is not something most people can predict, and as a result, most farm insurance policies will cover your assets in case of severe weather, which they will consider covered perils. You need agricultural insurance because if any unexpected problem ever strikes your business, it is your insurance benefits that will be able to help you in the course of your recovery. READ MORE >>

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It goes without saying that as homes increase in value, so do the risks that owners face. High value homes may necessitate higher insurance levels because of their considerable costs. High value home insurance usually covers homes that have values higher than $750,000. Why do high value homes need high value insurance? READ MORE >>

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Should you ever have to make a homeowners insurance claim, a home inventory list will greatly speed up the process. Homes contain an enormous collection of personal belongings, as you may have appreciated when boxing them during a move. Imagine trying to create such a list from memory. Very few people could do it. READ MORE >>

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You might have heard that the best way to insure your household’s vehicles is to buy a multi-vehicle policy. This allows you the convenience of being able to insure every vehicle you own within a single plan, which does have its cost benefits. However, is this really the best choice for you? READ MORE >>

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Did You Know? An error on your auto insurance application can lead to costly consequences. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident.   READ MORE >>

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Before you ever open your business for clients and customers, you will need general liability insurance to protect your assets. However, not all general liability insurance policies are created equal. General liability insurance covers three main areas: READ MORE >>

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All small business owners need insurance, and most of them get their essential coverage through a business owners policy, also called a BOP. Within the BOP will likely come liability insurance, sometimes called commercial general liability policy. READ MORE >>

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A high-value home is typically more costly than an average home. Whether it’s a historic property, a condo or luxury apartment, a house of architectural importance, a home with unique features, or rare or expensive materials, you want to ensure you have sufficient insurance protection for your valuable investment. READ MORE >>

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You’ve lost your wedding ring. Perhaps you’ve lost an important piece of art. When something of value goes missing, you may initially feel like there is nothing you can do about it. However, there generally is. Many times, your home insurance is there to help provide for the losses you face from lost or damaged property. READ MORE >>

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Once the weather gets nice, you'll notice people bringing out their classic cars and showing them off at cruise nights around town. If you've been bitten by the classic car bug and are thinking of buying one, you'll want to make sure you have the right insurance for your investment.  READ MORE >>

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